Health and Welfare Brokerage

As independent consultants, we have no contractual obligations to any individual insurer.

Group Insurance Products

  • Medical
  • Prescription
  • Dental
  • Visions
  • Short & Long Term Disability
  • Life
  • Accidental Death & Dismemberment
  • Supplemental Life
  • Volunyary Benefits
  • Flexible Spending Accounts (FSA)
  • Section 125 Plans
  • Long Term Care

Individual Insurance Products

  • Disability
  • Disability Buy – Sell
  • Disability Business Overhead
  • Key Person Disability
  • Life Insurance
  • Long Term Care
  • Medicare

* Our brokers are licensed in all states, with all major carrier and certified with the Exchanges.


“My experience with Creative Benefits has been nothing short of exceptional right from the initial meeting to the inception of our coverage…Their service has allowed us to provide our employees with excellent coverage while keeping us within our budget… and their staff is always there when we need them…”

Telecommunications Industry